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Education Loan

Pursue higher education with our easy and convenient Education Loan. Our Education loan is a tenor based instalment loan that can be availed for higher education in India and abroad.

Product Features
  • Loan amount up to Rs 6 lakhs for studies in India and up to Rs.10 lakhs for studies abroad
  • Convenient principal repayment (Moratorium period of 1 year after course period or 6 months after getting job, whichever is earlier)
  • Up to 90% of tuition fee, living expenses and other expenses covered
  • Simplified and hassle free documentation
  • Hassle-free loan sanction and disbursal procedure
  • Tenure upto 5 Years

Elligibility & Loan Criteria
  • Applicant & co-applicant should be a resident of Rajasthan
  • Guarantee of two guaranters required
  • Co-applicant can be any one - Father / Mother / Guardian
  • Co-applicant can be salaried or self-employed individual

List of Documents Required for Applicant & Co-applicant
  • Completely filled application form with signature
  • Proof of Identity & Age Proof - any one (e.g. Pan card, Passport, Valid Driving License, Voters ID Card)
  • Proof of Address & Signature - any one [Voter's ID Card, Valid Driving License, Valid Passport, Utility Bill (Electricity / Telephone / Mobile - not more than 2 months old), Bank Statement (Monthly Statement not more than 3 months old)]
  • Relationship Proof with co-applicant
  • Passport Size Photograph
  • Educational proof of applicant: Mark sheets of standard 10th, 12th, Graduation or Diploma etc.
  • Admission proof confirming the admission of the applicant along with the tuition fee, course fee details, duration of the course etc.
  • Documentation of guaranter

Additional documents for Education abroad
  • Passport copy is a mandatory document for students pursuing the course abroad
  • Mark Sheets / Certificates of English proficiency test and other qualifying tests like GRE, GMAT, SAT, TOEFL etc.

List of Financial Documents Required
For Salaried Individuals
  • Latest 6 months pay slips or salary certificates and form 16 issued by the employer.
  • Bank statement for the last 6 months


For Self-Employed Individuals / Sole Proprietorships
  • Latest 3 years ITR with Certified Financials (Balance Sheet, Profit & Loss A/c and Computation of Income along with all schedules)
  • Bank statements for the last 6 months


For Self-Employed Professionals
  • Latest 3 years ITR with Certified Financials (Balance Sheet, Profit & Loss A/c and Computation of Income along with all schedules)
  • Bank statements for the last 6 months
  • Professional qualification certificate and Degree certificate for professionals (Doctors, Architects, Chartered Accountants etc.)


Gyan Sagar Education Loan Scheme

* Terms and Conditions apply.
** For more information contact to your nearest branch
***All loans at the sole discretion of RStC Bank

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