• Email:
  • Card Hot Listing: 1800-180-1999





Vehicle Loan

Perfect Solution to fulfil your dream vehicle requirement

Product Features
  • Loan for cars / vehicle ranging from small & compact cars to SUVs and MUVs
  • New Vehicle Loan amount ranging upto Rs.20 Lakhs.
  • Convenient loan repayment tenure from 36 to 84 months
  • LTV upto 85% of the value of the New Vehicle (includes Ex-Showroom Price + applicable taxes + Insurance)
  • New Vehicle loans at attractive fixed rates of interest available

Elligibility & Loan Criteria
  • Applicant’s age should be minimum 18 years and maximum 57 years at loan maturity (maximum 60 years for Govt. employees.)
  • Guarantee of two persons required
  • Minimum one landline contact at residence or office and a post-paid mobile connection required
  • No collateral for GOVT. employees & Proffessionals

List of Documents Required
  • PAN Card – For Individual / Partnership Firm
  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport / Aadhar Card)
  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
  • Business Continuity Proof – Any one document dated 3 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / Certificate of Incorporation / Partnership Deed)
  • Passport Size Photographs of all applicants & co-applicants


Vehicle Documents

  • Pro-forma Invoice of the Vehicle
  • Margin money receipt from the dealer
  • RTO set

List of Financial Documents Required

For Salaried Individuals

  • Latest 6 salary slips (Or Salary Certificate on original letterhead with deductions and salary components.)
  • Latest 3 form 16s (Duly signed by the authorized signatory of the company) OR Latest 3 years IT Return
  • Bank statements from the borrower's primary account/s for last 12 months


For Self-Employed Individuals / Sole Proprietorships

  • Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the borrower's main account/s for last 12 months 


For Self-Employed Professionals

  • Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the borrower's main account/s for last 12 months
  • Professional qualification certificate and Degree certificate OR Final year mark sheet. (Doctors, Architects, Chartered Accountants etc.)

Vehicle Loan

* Terms and Conditions apply.
** For more information contact to your nearest branch
***All loans at the sole discretion of RStC Bank

Apply Now