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  • Card Hot Listing: 1800-180-1999





Home Loan

RStC Bank offers easy home loan. Flexible and quick loan options.

Product Features
  • Home Loans of upto Rs.40 lakhs
  • Flexible tenure of upto 20 years
  • Minimal documentation and faster approvals
  • Facility of choosing fixed and floating interest rates
  • Benefits of CLSS as per PMAY available

Elligibility & Loan Criteria
  • Home Loan can be availed by salaried Individuals, self-employed individuals and self-employed professionals
  • Home Loan can be offered to residents of Rajasthan only
  • Guarantee of one person required
  • Minimum age at loan sanction – 25 years. Maximum age at loan maturity – 65 years or super-annuation whichever is early
  • Business continuity of last three years

List of Documents Required
  • PAN Card – For Individual / Partnership Firm
  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)
  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
  • Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / Partnership Deed)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Original documents of property

List of Financial Documents Required
For Salaried
  • Last 3 years Income tax returns / Latest 3 month salary slip or Latest form 16 issued by the employer


For Self-Employed Individuals
  • Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the balance sheet


For Self-Employed Professionals
  • Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)
  • Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the balance sheet
  • Professional qualification certificate and Degree certificate for professionals (Doctors, Architects, Chartered Accountants etc.)

Home Loans

* Terms and Conditions apply.
** For more information contact to your nearest branch
***All loans at the sole discretion of RStC Bank

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